The 1 hour loans no credit check is your best friend in times of financial emergencies. Applied online you can get cash deposited into your bank account within one hour of submitting your application. The 1 hour loans are collateral free cash solutions and no credit checks are undertaken. So if you are tagged with a poor credit rating you can still apply for this payday loan. The no credit check step cuts the processing time which enables you to get instant approval. To qualify for this loan you need to be a US citizen above the age of 18; besides you should be currently employed and hold a valid bank account that accepts direct deposits. Available up to a maximum of $1500, the loan is for short term tenure and it is mandatory for it to be repaid on your next payday. Since the interest rates are quite high, it is advisable to take the loan for the actual amount and not more.